Residency in Europe Through Property Purchase is one of the most reliable and popular migration methods in recent years, encouraging many people to invest in European countries. This method not only allows you to live legally in EU member states but also provides opportunities to benefit from their educational, healthcare, and economic services. Below, alongside Negin Group, we will explore the details of this path so you can make the best decision for your future with full awareness.
If you do not intend to work in Turkey but have the capability to invest in its real estate market, you can immediately apply for citizenship by purchasing property worth $200,000 in Turkey. Negin Group, with its experienced team of professional consultants, will handle the entire residency and citizenship process for you. Our consultants will evaluate your situation and suggest the best options for obtaining Turkish residency.
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Reasons to Invest in Real Estate in the European Union in 2025
Investing in the EU real estate market in 2025 has become one of the most attractive migration and portfolio diversification methods for international investors, due to economic, social, and even political reasons. Below, we review the main reasons that make this decision logical and promising:
Improved Economic Conditions and Lower Interest Rates
It is expected that the interest rate in the EU will reach around 1.5% in 2025; this means better conditions for obtaining loans, lower financing costs, and greater growth in construction and property purchases. This environment provides a good opportunity for those seeking residency in Europe through property purchase, as prices have not yet peaked and ancillary costs have decreased.
Growth of Residential and Commercial Markets
In countries like Spain, Portugal, and Greece, both the housing and commercial markets are experiencing significant growth. Demand is high while supply is limited; therefore, property values are rising rapidly. People entering these markets aiming for European residency through property purchase not only gain legal residence but also benefit from the returns on their investment.
Increasing Demand for Logistics and Data Center Properties
The growth of e-commerce and technology expansion has increased the need for storage spaces, warehouses, and data centers. This makes investment in non-residential real estate a profitable option that can complement residency programs based on property ownership.
Focus on Sustainability and ESG Standards
In recent years, buyers and investors have paid more attention to environmental issues and the energy efficiency of buildings. Properties that meet environmental standards sell faster and have more sustainable market value. This factor is also very important in selecting properties for European residency through purchase since some countries prioritize sustainable properties when granting residency.
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New Opportunities in Emerging European Markets
Countries like Cyprus, with favorable tax policies, economic stability, and ideal living conditions, have become attractive destinations for migration and investment. Forecasts indicate that property prices in Cyprus will grow between 5% to 10% in 2025, which can generate a good return for investors. Of course, those who are still hesitant can first follow a similar path by purchasing property in Turkey to gain the necessary experience.
Rising Rental Rates and Tenant Demand
A housing shortage in many European cities has caused rental demand to rise. This means monthly income and faster return on investment for property owners, especially if they do not intend to live in the purchased property themselves. This is an excellent way to cover living and residency costs in Europe.
Diversification of Investment Portfolio
Buying property in Europe is a smart way to spread risk and diversify an investment portfolio. By entering the European real estate market, individuals can benefit from the stability of this region while also accelerating their migration process through residency by property purchase.
Investing in real estate in the European Union in 2025 is not just a financial decision; it is a strategic choice to build a better and more secure future in one of the world’s most developed regions.
Required Documents for Buying Property in the European Union in 2025
If you decide to migrate to one of the European Union member countries through real estate investment, having a complete understanding of the documents and legal procedures is the first step toward success on your path. This becomes especially important when your main goal is residency in Europe through property purchase — a method that has recently become one of the popular and reliable solutions for immigrants. Below, we outline the most important documents you will need for buying property in the European Union in 2025:
Deed of Sale
This document proves that the property has been legally transferred to the buyer. It includes information about the current owner and the property’s details, such as geographic location and municipality.No Objection Certificate (NOC)
Issued by local or governmental authorities, this certificate confirms that there is no legal objection to the property ownership transfer. However, in some countries, this certificate is not mandatory.Copy of Building Plan
To ensure the property’s construction is legal, providing an approved building plan is required. This document helps avoid purchasing properties that do not comply with construction regulations.Ownership Letter
This letter contains details such as seller and buyer information and is important for banking procedures, especially for obtaining a mortgage. If you intend to enter the destination country through residency by property purchase, this letter is a key document in the early stages.Allocation Letter
Issued by housing organizations or relevant authorities, this document provides information about current ownership, area size, block number, and property details. It plays a crucial role in loan acquisition processes.Sales Contract
The main agreement between buyer and seller outlining the terms and conditions of the deal, including the transfer date, payment method, and obligations of both parties. If your goal is residency in Europe through property purchase, drafting this contract carefully is very important.Payment Receipts
All payments made during the property purchase process must have official receipts. These are required for banks, tax authorities, and sometimes for residency application.Property Tax Receipt
The buyer must ensure all property-related taxes are paid up to the purchase date. Providing this receipt is essential for legal transfer of ownership and avoiding future issues.Encumbrance Certificate
This certificate indicates whether the property has any outstanding debts, such as unpaid loans, overdue taxes, or municipal service charges. Without this document, banks typically refuse mortgage approvals or finalizing ownership transfer.
Special Opportunity from Negin Group for Those with Limited Capital:
You can obtain residency in Turkey through pre-purchasing property. This method allows you to benefit from residency advantages in Turkey with an initial investment and easily start the residency process.
Completion Certificate
This certificate confirms that the construction project has been completed according to local regulations and engineering standards. Having this certificate is mandatory for loan approval and official property registration.Occupancy Certificate
An official document indicating that the property is fit for habitation and meets the necessary standards set by the municipality or relevant authorities.
Finally, if you want a simpler and lower-risk experience, you can consider regions such as Turkey and cities like Alanya, and by purchasing property there, start a similar path to Europe. In any case, whether in Alanya or Europe, having precise knowledge of the required documents helps you make smarter decisions and follow the migration and residency process through property purchase more confidently.
Property Purchase Costs in Various EU Countries
Buying Property in Spain
Investing in and purchasing property in Spain is not only a reliable way to obtain European residency through property ownership, but also grants benefits such as the Golden Visa, rights to study, work, start a business, and freedom to travel within the Schengen area. The minimum investment needed to purchase property in Spain is €500,000. To this, add 10% transfer tax (stamp duty) and approximately 2% to 15% for other taxes and additional fees.
With property purchase, you initially receive a 2-year visa that can be renewed. After 5 years, you can apply for permanent residency, and after 10 years, citizenship is available.
Buying Property in France
In France, unlike Spain, buying property alone does not grant a Golden Visa, but if combined with specific programs like self-sufficiency or business creation, residency can be applied for.
The minimum cost for property purchase in France is €90,000. In addition, about 6% for stamp duty and 0.8% to 4% for notary fees are payable. Initial residency granted by this method lasts 1 year and can be renewed up to 5 years. After this period, you can apply for permanent residency, and after 10 years, citizenship.
France also offers the Passeport Talent program, which allows investors, entrepreneurs, researchers, and skilled employees long-term residency. This program covers economic investments, starting or buying businesses, employment in innovative companies, and economic innovation projects.
Buying Property in Greece
Buying property in Greece is one of the fastest and easiest ways to obtain residency in Europe through property purchase. The country offers a “Golden Visa” program that grants residency to foreign investors. The minimum required investment is €250,000. Additionally, 2% for notary fees and 3% for transfer tax are payable.
In 2025, the Greek Golden Visa program has updates:
In densely populated cities like Athens or Thessaloniki, a minimum investment of €800,000 for properties of at least 120 square meters is required.
In other regions, this amount reduces to €400,000.
In special cases like renovations or converting commercial property to residential, residency can still be obtained with €250,000.
Besides real estate, investment via bank deposits, bond purchases, or real estate funds is also possible.
After purchase, a 5-year visa is issued for you and your family, which can be renewed. After 5 years, permanent residency is available, and after 7 years, you can apply for Greek citizenship.
Read more about this topic:
- Residence in Greece: Guarantee permanent residence in Europe by buying property!
Important Note
In all these countries, buying property is not the only way to obtain residency; rather, it can be a bridge to a sustainable future, education for your children, economic growth, and access to new opportunities. Alongside these countries, some investors also turn to investing in Turkey to have a faster gateway to the European and Asian markets. However, for those who dream of living in the European Union, residency through property purchase remains one of the safest, legal, and most accessible paths.
Permanent Residency in Europe Through Property Purchase; A Reliable Path for Investment and Migration
Obtaining residency in Europe through property purchase is one of the attractive and popular methods for migration and enjoying citizenship benefits in European Union member countries. This pathway is usually offered through programs known as Golden Visa, allowing applicants and their families to gain temporary or permanent residency in a European country by investing in real estate, and eventually acquire a second citizenship.
Considering the changes in 2025, some countries have revised or suspended their programs; however, there are still opportunities in certain European countries that can be beneficial for eligible applicants.
Which countries offer European residency through property purchase?
Currently, only a few countries in Europe provide this type of residency through specific programs:
Greece
Greece continues to maintain its Golden Visa program in 2025. To obtain residency through property purchase, it is sufficient to buy a property with a minimum value of €250,000. This program is more affordable compared to others and is one of the fastest routes to European residency. The residency is renewable, and after 5 years, applicants can apply for permanent residency.
Malta
Malta also offers a program for granting permanent residency through property purchase. Applicants must buy a property worth at least €375,000 and provide certain financial contributions to the government and public institutions. Although this program has stricter conditions, it offers stable residency with numerous benefits upon success.
Portugal
Portugal’s residency program through real estate investment was very popular in previous years. However, from 2025 onwards, property purchase is no longer an eligible option to obtain Portugal’s Golden Visa. Nonetheless, those who registered in the program earlier can continue under the previous conditions.
Spain
Spain was among the countries offering European residency through property purchase; however, this program was completely suspended on April 3, 2025. The government made this decision to control the real estate market and increase access for domestic citizens.
Southern Cyprus
Although Southern Cyprus is not a full member of the European Union, residency can still be obtained by purchasing property there. Additionally, Cypriot banks sometimes offer up to 70% mortgage financing, making it more attractive for investors.
Read more about this topic:
- Visa-free countries with Turkish passport in 2025 – Complete list of attractive destinations!
ChatGPT said:
Pathway to Permanent Residency and European Citizenship
To transition from temporary residency to permanent residency and eventually to citizenship, the following steps are generally required:
Initial temporary residency: usually 5 years
Permanent residency: after proving physical presence in the country (e.g., at least 7 days per year in Portugal)
Application for passport or citizenship: after several years of continuous residency, typically between 5 to 10 years
Additionally, the applicant is usually required to have a basic familiarity with the language and culture of the destination country.
Benefits of European Residency Through Property Purchase
The ability to live, study, and work within the European Union
Access to high-quality healthcare and education services
Freedom to travel within the Schengen Area without restrictions
Residency rights extended to spouse and children under 18 years old (in some countries up to 26 years old)
Eligibility to obtain a second passport after several years of residency
Retention of original citizenship in most European countries
Important and Updated Notes on Legal Changes
Due to ongoing political and economic conditions, many countries continuously review and revise their residency programs. For example, in 2025, Portugal and Spain officially suspended their Golden Visa programs based on property purchase. Therefore, consulting with legal and immigration experts before taking any steps is essential to choose the right path according to the latest laws.
Furthermore, for those intending to carry out economic activities in Europe alongside obtaining residency, having basic services like opening a bank account in Turkey or other countries can be a good starting point for entering the international market.
Best Asian Countries for Buying Property
In recent years, purchasing property in Asian countries has attracted significant interest among Iranians. The reasons for this enthusiasm include geographical proximity, favorable economic conditions, eligibility for residency, and investment incentives. In this article, we review several suitable Asian countries for buying real estate and important points to consider before making a purchase.
United Arab Emirates (UAE)
The UAE is one of the most popular choices for buying property due to its close proximity to Iran and its advanced economy, commerce, and infrastructure. However, buyers should be aware that property purchases are only allowed in specific areas designated for foreign nationals, and buying land or off-plan properties does not grant a visa.
The minimum property price in the UAE is approximately 1,000,000 AED, with transfer fees, taxes, and registration costs ranging between 4% to 8% of the property value. Buyers who purchase ready properties may obtain a three-year residency visa. It is important to note that permanent residency or citizenship is not granted through property purchase in the UAE.
Qatar
Qatar, as one of the wealthy Gulf countries, has introduced programs to attract foreign investors through the real estate market. Currently, there are two types of property purchase programs in Qatar:
Investment of at least 730,000 Qatari Riyals, which grants renewable residency to the buyer.
Investment of at least 3,650,000 Qatari Riyals, which leads to permanent residency from the first day of entry.
Buying property in Qatar not only facilitates residency but also provides access to education, healthcare, and job opportunities for the investor’s family.
Turkey
In recent years, Turkey has become a primary destination for Iranians looking to buy property. The main reasons for this choice are cultural and geographical proximity, as well as more affordable property prices compared to European countries. Currently, with an investment ranging from 200,000 to 250,000 Turkish Lira, one can purchase a home in Turkey and obtain temporary residency.
Those seeking Turkish citizenship must buy property worth at least $400,000 and keep it for a minimum of 3 years. After completing the legal procedures, citizenship and a Turkish passport can be obtained within about 60 days.
Additionally, Turkey is a top choice for individuals aiming to register a company and engage in business
Read more about this topic:
- Getting Self-Supported Residence in Türkiye 2025 + Admission Steps and Conditions
ChatGPT said:
Important Points Before Buying Property Abroad
If you plan to buy a house outside of Iran, it is recommended to consider the following before taking any action:
Define your purpose: Is the property purchase for living, renting, long-term investment, or obtaining residency?
Property inspection: Carefully check the title deed, size, heating and cooling systems, plumbing, access to streets, and local amenities.
Legal consultation: Consult a local lawyer about transfer laws, official registration fees, taxes, and stamp duties.
Family residency status: If you intend to reside, make sure to review the residency status and access to services for your spouse and children with a specialized advisor.
European Residency Through Property Purchase
In recent years, many European countries have developed various immigration programs to attract foreign investors through the real estate market. Some benefits of obtaining European residency through property purchase include:
The ability to travel freely within the Schengen Area and the European Union
Residency rights for spouse and children under 18 years old
Increased property value in growing European markets and benefiting from investment returns
By purchasing property in Europe with the assistance of a reputable lawyer, you can enjoy the advantages of European residency through real estate and secure the financial and immigration future of yourself and your family.
ChatGPT said:
Summary
If you are looking for smart investment opportunities in real estate, Asian countries like the UAE, Qatar, and Turkey can be attractive and reliable options. Choosing the right country depends on your purpose for purchasing property, your budget, and residency conditions. For those seeking European residency through property purchase, immigration programs in various European countries offer diverse and flexible options to consider.
For buying property in Alanya and Turkey, you can benefit from the professional consultation and services of the Negin Group team. Our team is available 24/7 to provide you with free advice. For more information and to start your consultation, visit https://alanyahome.co/ or call +90 553 861 2234.